<?xml version='1.0' encoding='UTF-8'?><codeBook xmlns="ddi:codebook:2_5" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="ddi:codebook:2_5 https://ddialliance.org/Specification/DDI-Codebook/2.5/XMLSchema/codebook.xsd" version="2.5"><docDscr><citation><titlStmt><titl>FINANCIAL PERFORMANCE OF RURAL BANKS IN BANDUNG CITY  BEFORE AND DURING THE PANDEMIC</titl><IDNo agency="DOI">doi:10.34820/FK2/HFYRJA</IDNo></titlStmt><distStmt><distrbtr source="archive">Telkom University Dataverse</distrbtr><distDate>2023-10-02</distDate></distStmt><verStmt source="archive"><version date="2023-10-02" type="RELEASED">1</version></verStmt><biblCit>IRADIANTY, ALDILLA, 2023, "FINANCIAL PERFORMANCE OF RURAL BANKS IN BANDUNG CITY BEFORE AND DURING THE PANDEMIC", https://doi.org/10.34820/FK2/HFYRJA, Telkom University Dataverse, V1, UNF:6:yqWgbONoxawEFyGgX9uc3A== [fileUNF]</biblCit></citation></docDscr><stdyDscr><citation><titlStmt><titl>FINANCIAL PERFORMANCE OF RURAL BANKS IN BANDUNG CITY  BEFORE AND DURING THE PANDEMIC</titl><IDNo agency="DOI">doi:10.34820/FK2/HFYRJA</IDNo></titlStmt><rspStmt><AuthEnty affiliation="Telkom University">IRADIANTY, ALDILLA</AuthEnty></rspStmt><prodStmt/><distStmt><distrbtr source="archive">Telkom University Dataverse</distrbtr><contact affiliation="Telkom University" email="aldillai@telkomuniversity.ac.id">IRADIANTY, ALDILLA</contact><depositr>IRADIANTY, ALDILLA</depositr><depDate>2023-09-30</depDate></distStmt></citation><stdyInfo><subject><keyword>Social Sciences</keyword><keyword>Rural Bank, Financial performance, Pandemic Covid-19</keyword></subject><abstract date="2023-07-27">Banking in Indonesia is divided into Commercial Bank and Rural Bank. Like commercial banks, Rural banks 
in Indonesia also collect public funds through deposits and can provide loans in the form of credit. Their function 
is to introduce banking services to the wider community. When the Covid-19 pandemic occurred, rural bank 
activities in carrying out their duties and functions were slightly hampered due to layoffs, decreased imports, 
increased prices or inflation and increased customer inability to fulfill their obligations, thus affecting the 
financial performance of rural banks. Rural banks in Bandung during the pandemic experienced an increase in 
the number of branch offices in 2021, totaling 52 branch offices, an increase compared to 2020, which only 
amounted to 46 of the 29 rural banks in Bandung. Therefore, this study will compare financial performance before 
and during the pandemic at rural banks in Bandung. The research results show that financial performance based 
on profitability ratios as measured by ROA, solvency ratios as measured by CAR and liquidity ratios as measured 
by LDR are different before and during the pandemic, while profitability ratios as measured by OER and solvency 
ratios as measured by NPL are not different before and during the pandemic.</abstract><sumDscr/></stdyInfo><method><dataColl><sources/></dataColl><anlyInfo/></method><dataAccs><notes type="DVN:TOU" level="dv">CC0 Waiver</notes><setAvail/><useStmt/></dataAccs><othrStdyMat/></stdyDscr><fileDscr ID="f12052" URI="https://dataverse.telkomuniversity.ac.id/api/access/datafile/12052"><fileTxt><fileName>Data Verse Aldilla Rizki.tab</fileName><dimensns><caseQnty>28</caseQnty><varQnty>22</varQnty></dimensns><fileType>text/tab-separated-values</fileType></fileTxt><notes level="file" type="VDC:UNF" subject="Universal Numeric Fingerprint">UNF:6:yqWgbONoxawEFyGgX9uc3A==</notes></fileDscr><dataDscr><var ID="v4430" name="Nomor" intrvl="contin"><location fileid="f12052"/><labl level="variable">Nomor</labl><sumStat type="max">27.0</sumStat><sumStat type="stdev">7.937253933193772</sumStat><sumStat type="min">1.0</sumStat><sumStat type="mean">14.0</sumStat><sumStat type="invd">1.0</sumStat><sumStat 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