E-BANKING IMPLEMENTATION AND TECHNOLOGY ACCEPTANCE IN THE RAFIDAIN AND RASHEED BANKS IN IRAQ: AN EMPLOYEE PERSPECTIVEdoi:10.34820/FK2/Q4XNOPTelkom University Dataverse2024-03-291Riyadh, Hosam Alden, 2024, "E-BANKING IMPLEMENTATION AND TECHNOLOGY ACCEPTANCE IN THE RAFIDAIN AND RASHEED BANKS IN IRAQ: AN EMPLOYEE PERSPECTIVE", https://doi.org/10.34820/FK2/Q4XNOP, Telkom University Dataverse, V1E-BANKING IMPLEMENTATION AND TECHNOLOGY ACCEPTANCE IN THE RAFIDAIN AND RASHEED BANKS IN IRAQ: AN EMPLOYEE PERSPECTIVEdoi:10.34820/FK2/Q4XNOPRiyadh, Hosam AldenTelkom University DataverseRiyadh, Hosam AldenRiyadh, Hosam Alden2024-03-29Business and ManagementIn the third millennium, e-banking system has been adopted globally in the banking industry. On the other hand, Iraq as a nation with less developed IT adoption has not integrated this system in its banking services, instead of its current acknowledgement on the advantages of ebanking technology in competition among banking service providers. In contrast, Iraqi banks still keep on adopting traditional banking system to deliver the majority of their services which in this case are paper-based work system. This is greatly resulted from the hesitation of bank employees to adopt new banking technologies. This study aims to identify the impact of hypothesis between e-banking system and Iraqi banks employee perspective. This study was conducted by taking sample of employee from two biggest public banks in Iraq which are ALRAFIDAIN and AL-RASHEED. A survey through questionnaires on the website was used as the instrument to collect the data were analyzed using PLS software. Technology Acceptance model(TAM) as a basic foundation with independent variables Perceived Usefulness, Perceived Ease of Use, Perceived IT Beliefs and Task–Technology Fit, Attitude as Intervening and Intention to Use as dependent variable. The result of hypothesis analysis reveals that there is a significant impact among all variables to attitude, but Perceived Ease of Use, it does not apply variable from those analysis it is depicted that Perceived Ease of Use does not impact to the perception of the implementation of e-banking system in Iraqi banksCC0 WaiverE-BANKING IMPLEMENTATION AND TECHNOLOGY.pdfapplication/pdf