A Comparative Analysis of E-Banking Usage and Technology Acceptance in Indonesia and Iraq Banks (doi:10.34820/FK2/DYYKRP)

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Document Description

Citation

Title:

A Comparative Analysis of E-Banking Usage and Technology Acceptance in Indonesia and Iraq Banks

Identification Number:

doi:10.34820/FK2/DYYKRP

Distributor:

Telkom University Dataverse

Date of Distribution:

2024-03-29

Version:

1

Bibliographic Citation:

Alfaiza, Salsabila Aisyah, 2024, "A Comparative Analysis of E-Banking Usage and Technology Acceptance in Indonesia and Iraq Banks", https://doi.org/10.34820/FK2/DYYKRP, Telkom University Dataverse, V1

Study Description

Citation

Title:

A Comparative Analysis of E-Banking Usage and Technology Acceptance in Indonesia and Iraq Banks

Identification Number:

doi:10.34820/FK2/DYYKRP

Authoring Entity:

Alfaiza, Salsabila Aisyah (Telkom University)

Distributor:

Telkom University Dataverse

Access Authority:

Alfaiza, Salsabila Aisyah

Depositor:

Alfaiza, Salsabila Aisyah

Date of Deposit:

2024-03-29

Study Scope

Keywords:

Business and Management

Abstract:

This paper is a continuous investigation work of a previous publication titled "Ebanking Implementation and Technology Acceptance in the Rafidain and Rasheed Banks in Iraq: An Employee Perspective." Then, This study investigated E-banking usage and technology acceptance of two developing countries, Iraq and Indonesia, which are similar in nature in terms of time implementation of technologies. This study aimed to examine the factors impacting on E-banking usage and technology acceptance, which are the Technology Acceptance Model (TAM) as a basic model it included independents variables of Perceived Ease of Use, Perceived Usefulness, Task-Technology Fit, and Perceived IT Beliefs. The attitude was as intervening and Intention to Use as a dependent variable from Iraqi and Indonesian banks employee perspective, and two Indonesian banks (Bank Negara Indonesia and Mandiri Bank). A survey questionnaire was used to collect the data. Then, the data were analyzed using PLS software. The hypothesis analysis results uncovered that there was a critical effect on all factors model to attitude for both experimental tried in Iraqi banks and Indonesian banks. However, only Perceived Ease of Use did not affect the analysis of employee perception of the application of e-banking system and technology acceptance for both empirical tests in Iraqi banks and Indonesian banks.

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Other Study-Related Materials

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A Comparative Analysis of E Banking Usage and Technology Acceptance in Indonesian Banks.pdf

Notes:

application/pdf